Shopping Online Safely

Let us face it, there is every reason on earth to shop online. The deals are there. The choices are there. The purchasing is secure. Delivery is fast. Shopping has never been simpler or more convenient for customers.

But what about those who wait for the perfect opportunity to strike? IID’s Third Quarter eCrime Report for 2011 suggests that utilization of phishing attacks (where burglars try to swindle you from your sign-in credentials as well as credit card information by pretending to become a trusted site, or perhaps an internet lender) is down. That is good news, except precisely the exact same report states websites with malware (malicious code aimed at sabotaging your privacy) has risen by 89 percent since the second quarter.

Stay calm. While somewhat jagged, these stats must not keep you from purchasing online. You merely require some frequent sense and practical guidance. Follow these basic principles and you’ll be able to shop online with confidence. Here are 11 tips for staying safe online, which means that you may begin checking items off on this holiday shopping list.

  1. Use Familiar Websites

Start with a trustworthy website as opposed to buying from a general internet search engine. Search results could be deciphered to lead you astray, particularly once you drift past the first couple of pages of hyperlinks. If you understand the website, odds are it is not as likely to become a rip-off. Most of us know Amazon.com and that it conveys all under the sun; similarly, pretty much every significant retail outlet has an online shop, from Target to Kmart). Beware of misspellings or websites with a various top-level domain (.net instead of .Com, for instance), these are the oldest tricks in the book. Yes, the prices on such websites might seem appealing, but that is the way they fool you into giving up your own info.

  1. Start Looking for the Lock

Never ever, ever purchase anything online with your credit card through a website that does not have SSL (secure sockets layer) encryption installed, in the very least. You will know whether the site has SSL since the URL for your website will begin with HTTPS:// (instead of merely HTTP://). An icon of a locked padlock will appear, normally from the status bar in the bottom of your internet browser, or directly next to the URL from the address bar. It is dependent upon your browser. Never, ever give anyone your credit card over email. Ever. Consider cloud computing security if you have saved passwords for sites you frequently shop on as an added measure of security.

3. Do Not Tell All

No internet shopping store want your own birthday information to conduct business. But if crooks get them, together with your credit card amount for purchases, then they’re able to do a great deal of harm. The more they understand, the easier it is to steal your identity. When you can, default to providing the smallest amount of info.

  1. Assess Statements

Do not await your invoice to come at the close of the month. Go online frequently during the holiday season and look at digital statements for your credit card, debit card, and savings account. Ensure that you don’t observe any fraudulent fees, even originating from sites like PayPal. (In the end, there is more than one way for your money to go missing.)

Should you see something wrong, pick up the telephone to deal with the issue quickly. In the case of credit cards, then pay the invoice just when you know all of your fees are accurate. You’ve got 30 days to inform the bank or card issuer of issues, however; then, you may be responsible for the fees anyway.

  1. Inoculate Your Own PC

Swindlers do not simply sit around waiting for one to give them information; occasionally they give you a little something extra to help matters move along a little faster. You have to protect against malware using routine updates to your antivirus application. PCMag urges Webroot SecureAnywhere Antivirus, which includes extras to help combat ID theft, or in the very least the free Ad-Aware Free Internet Security 9.0. If you are unsure or stuck on how to go about securing your computer consider going attending a firm specialising in it consulting in Melbourne.

Best Museums for Fashion Lovers

Fashion Week takes over the cities of New York, London, Paris, and Milan twice a year, but you can observe sartorial splendour year-round in the world’s biggest fashion-focused museums. These temples of couture showcase one-of-a kind pieces made by the most influential artists ever. With a stunning selection of women’s shoes in Milan and the world’s biggest collection of bags in Amsterdam, these museums show that fashion is not only a way of life–it’s also an art.

Costume Institute at the Met

The Costume Institute at the Metropolitan Museum of Art houses over 35,000 costumes and accessories, spanning from the 15th century to the present. At the forefront of the fashion world since the 1970s, when Diana Vreeland curated the custom display showcases, it continues to push boundaries with displays like the 2011 Alexander McQueen retrospective–the most-visited Costume Institute exhibit ever. After a two-year renovation–and a rebirth as the Anna Wintour Costume Center–it reopened to the public in May. Its annual gala joins designers and actors for the party of the year.

Museo Salvatore Ferragamo

For shoe lovers, the Museo Salvatore Ferragamo is a must-see. Housed in the 13th-century Palazzo Spini Feroni, which was the home of the Ferragamo workshop as 1938, the museum draws on the storied design home’s archives. Here you can see Ogle women’s heels and ballet flats Ferragamo created for Marilyn Monroe, Audrey Hepburn, and Greta Garbo, among countless others.

Museo de la Moda

Launched In 1999, the Museo De la Moda originally focused on clothing from the 1950s and ’60s. Through time, however, acquisitions have enhanced the collection, which now spans several centuries and continents, with a particular emphasis on sportswear and women’s sneakers. The museum itself is a sight to behold–it’s located in the former residence of the Yarur Bascuñán family, built in the Modernist style between 1960 and 1962. Don’t miss Marilyn Monroe’s red dress and John Lennon’s army jacket.

PALAIS GALLIERA, MUSEE DE LA MODE

In 1879, The Duchesse de Galliera commissioned the Construction of this Beaux-Arts palace–with Ionic columns and steel by Gustave Eiffel–in the chic 16th arrondissement. Originally envisioned as a place to showcase her art collection, the museum was made with custom showcases surrounding an interior courtyard. The lavish structure is eclipsed only by the group of 100,000 costumes housed within–originally part of the Musée Carnavalet’s collection. Make sure to check the Palais Galliera’s calendar, because it’s only open for special displays.

Palazzo Morando

It is fitting that one of the world’s most important fashion capitals would have a design museum as lavish as the Palazzo Morando. The Renaissance palace was home to Milanese noble homes until 1945, when Countess Lydia Caprara Morando Bolognini donated it to the city. In 2010, the Castello Sforzesco’s costume collection was moved to Palazzo Morando and combined with the former Museum of Milan’s collection, which makes one very chic memorial.

Victoria & Albert Museum

London’s Victoria & Albert Museum–famous only as The V&A–contains a comprehensive collection of costumes and applied arts from all over the world. Make sure to watch the samurai armour in the Asian galleries and admire medieval love rings and pendants that Queen Elizabeth gave to her courtiers. You can follow the development of style from the Fashion Galleries, which juxtapose 17th-century gowns with contemporary ones. If the enormous size of the museum is too overpowering, have a one-hour tour to get acquainted.

ModeMuseum

ModeMuseum’s impressive collection boasts 25,000 bits, with 7,000 new developments from some of the most influential designers working today. The museum stands as a testament to the creations of Belgian designers like Raf Simons, Haider Ackermann, and Ann Demeulemeester. The current exhibition MoMu Now showcases some of Simons’ silhouettes for Dior, also recently added couture pieces by other contemporary designers.

Fashion Institute of Design and Manufacturing

In 1969, Tonian Hoberg founded the Fashion Institute of Design & Manufacturing in Downtown L.A. Faculty and staff raided their cabinets to create the collection, and founding donor Betsy Bloomingdale made a generous contribution of French haute couture and women’s shoes. FIDM eventually expanded to four campuses (in L.A., San Francisco, Orange County, and San Diego). Special exhibits are free to the general public, and showcase everything from folk dress to Hollywood costumes.

Bunka Gakuen Costume Museum

Part of this Bunka Fashion College, which has generated A number of Japan’s most influential actors (Kenzo Takada and Yohji Yamamoto, to name two), the Bunka Gakuen Costume Museum is one of Japan’s best fashion museums. Here you can see loads of gorgeous kimonos, Western-style Japanese clothes, European apparel and women’s sandals, and cultural garments from Southeast Asia and beyond. Four displays annually aim to educate the general public about Japanese culture through the art of dress.

TASSENMUSEUM HENDRIKJE

The Tassenmuseum (Museum of Bags and Purses) started as the Set of one woman, Hendrikje Ivo, and grew into the world’s top bag collection. Situated in a 17th-century canal House, the bag on screen actually predate the construction. Check out the 16th-century man handbag with 18 secret pockets, as well as the 18th-century silk Bridal handbag from Limoges. The contemporary set includes bags by all of the big brands such as Hermès, Louis Vuitton, Chanel, Dior, Burberry, Prada, Gucci, Fendi, Bottega Veneta, and much more.

Drunk Online Shopping: It’s a Real Problem

They say don’t drink and drive and don’t drink and exercise for injury prevention reasons but there may need to be a new adage. Wine-and-cheese parties move hand-in-hand with Artwork gallery Openings for many reasons, such as this one: Once you convert the customer experience into a social network and inject alcohol, wallets open wider. High-end retail stores long ago found a similar truism: If you pour the consumer a glass of wine, he or she’ll be inhibited and likely invest more cash.

Internet Shopping has adopted the drink-and-spend formulation and consequently, cases of Spending Under the Influence (SUI) have increased, claims April Lane Benson, author of “To Buy Or Not To Buy: Why We Overshop And How To Stop”, and adviser to the shopping-addicted. She believes that from the comfort of your own house, you can jump online and spend a small fortune on alcohol-induced buys– a lot of things you neither want nor can manage. The Census Bureau reported online retail revenue of $54.8 billion, a rise of 3.3 percent in the first quarter of 2012.

And it seems that at least some of it’s being fuelled by a red from a winery Yarra Valley based or a beer from Berlin, according to a British study from the shopping-habits site Kelkoo, which saw almost half of all Brits have shopped online following drinking and the majority of them acknowledge that in doing this, they spent more than they’d have when sober.

With the holiday shopping season upon us, experts state that Midlifers are among the shoppers that need to be most on-guard concerning the custom.

Medicating by purchasing is nothing new. And midlifers, a lot of whom are undergoing loss — if it be of kids leaving the house, loss of a partner, loss of buddies — are particularly vulnerable according to one source

Most of us know people who shop when they’re lonely or bored. In clinical practice there is ample evidence of how the lack of a partner or friends triggers disordered shopping, and certainly elderly individuals have more experience with loss.

Susan Krauss Whitbourne, psychology professor at the University Of Massachusetts at Amherst and also a blogger in PsychologyToday.com, stated midlifers are at particularly higher risk because they have a propensity to combine alcohol with sleep aids, anti-depressants, anti-anxiety drugs and other prescription medications which intensify the effects of the booze. It is “polypharmacy” and, she said, over 50s “don’t realize how intoxicated they are when they sit down in front of the computer.”

“Combine that with a bombardment of targeted online ads,” she said, “and it can easily become a problem of overspending and buying things you don’t need.”

According to preliminary information that she has gathered for a yet-to-be-finished research, retired individuals 50 to 69 are spending considerable amounts of time on the internet –many getting borderline hooked. Including time spent online gambling and chatting on social networking websites. “But once you are online, it becomes impossible to avoid the ads… and the ads are targeted to your age,” she said, “Google is pinpointing you.”

With inhibitions reduced due to alcohol and drugs it turns into a very short step to creating a terrible choice.

How can you know whether you’ve gone off the deep end on eBay? A Big credit card bill is a fantastic indicator. Being amazed when bizarre things like wedding yarra valley bundles show up on the doorstep is just another. The great thing is that several online retailers offer free transport — both ways.

The remedy for shopping and drinking is straightforward once denial is conquered. Generally, there’s an inherent dilemma of depression or loneliness. Heal that and also the symptom of overshopping online goes off. Whitbourne also indicates that if individuals will drink and spend some time on the internet, they should find a game to play or a societal networking site to follow rather than something which costs money.

But do not expect a lot of help from internet retailers, that seem to very much be conscious of the habit that individuals drink and shop. According to the New York Times, the longest period of activity on eBay is from 6:30 p.m. to 10:30 p.m. in every time zone.

Does drinking aid in increased earnings? “Absolutely,” Steve Yankovich, vice president for the mobile operations of eBay, told us. According to him if you consider what most individuals do once they get home from work in the day, it is decompression time. The customer’s in a great mood.

Some retailers especially target the inebriated audience by Employing “limited time only” specials starting after the witching hour, reported the Times.

People who shopped while tipsy were more generous in purchasing than many others and more likely to regret their purchase, the Kelkoo poll discovered. A fifth of those questioned said that they could not recall what they’d purchased when they awakened the following morning — a truth supported by Benson’s practical experience as a therapist. People are amazed when a package shows up on the doorstep.

If there is a silver lining here, it is that most shopping while under the influence seems to happen online — keeping drunk drivers off the street

While overshopping is not the only bad choice made when the Beer goggles come on, it may be one of the costliest. Often, people do not even recall what they’re ordered with crazy stories often being circulated across the internet like one man who ordered masses of pressure relief cushions when on a bender (sober him did not know what drunk him was thinking!).

How can you know whether you’ve got an issue?

Should you use shopping as a fast cure for the blues, or in the event you are feeling guilty or embarrassed or secretive concerning the behaviour — or should you attempt to stop and therefore are not able to, then you probably have an issue. As in the case of any kind of compulsive shopping, ask yourself if you believe your life might be wealthier if you were not shopping so much.

What alcohol does is take down your guard; You make Purchases without consideration about if you want them, have space for them, or may even utilize them. Ladies have a tendency to purchase clothes, jewelry, accessories and shoes. Benson believes that this is usually because they do not feel great in their self-image, then they are inclined to stay with assessories that they don’t have to test on.

Men buy collectibles — Chinese watches or ceramics or some specific sort of pencil — since “collecting gives the activity of compulsive shopping a more highbrow refined cast to it,” she added. Among her customers, one came to her having purchased over 22,000 CDs. His wife said it was just like being married to Crazy Eddie.

In Terms of taking compulsive shopping on the internet and adding alcohol to the encounter, Benson stated, it is a recipe for failure. As Brad Tuttle informed us in the Time magazine, nothing great happens in a pub after midnight, and also that is likely true online also.

If the Shoe Fits Customers Will Buy More

Invertex, an Israeli Tel Aviv-based start-up, is looking to alter the way individuals buy shoes. The business wants to digitize the procedure, using artificial intelligence, a software tester and testing course and 3-D imaging innovation to examine users’ feet in stores and to recommend designs and sizes that would fit the best. The software can also aid with online shopping, allowing mobile phones to scan feet through an app, analyse the digital content and make recommendations about exactly what would be the best buy.

“Today many individuals purchase their shoes online and the shoe return rates are insane,” stated Invertex CEO David Bleicher in a phone interview. Shoe makers and sellers Nike, Foot Locker and DSW for instance, see typically one-third of their shoes delivered back, at their cost, he stated. “We concentrate on an innovation to assist business better match their items to their consumer requirements. This issue exists in glasses and fashion in general,” he stated. “But the hardest issue remains in shoes, which is where we are determined to solve today.”

Invertex stated on Thursday it closed a $2 million seed financing round, led by the Jerusalem-based equity crowdfunding VC OurCrowd through its OurCrowd First early-stage fund. Permoda, a global retail and fashion group, also took part in the round together with other angel financiers, the business said in a statement. Invertex is a business-to-business business, and therefore would be provided as a service to consumers by the likes of Nike and Adidas through their sites or apps, Bleicher stated.

The item is a mix of software application and hardware. A so-called launchpad put in stores would enable individuals to stand on a digital pad and get a 3D scan and corresponding mobile data capture of their feet on their mobile phones. The scan is sent out to a cloud through a business cloud management system and compared to 10s of countless other individuals’ feet – to examine exactly what designs and sizes worked in the past for individuals with those sort of feet. The artificial intelligence part of the item then recommends the very best shoes and designs. The software also enables the scanning of shoes’ bar-codes in the shop to reveal exactly what colors are readily available and if there are comparable shoes to take a look at.

In the at-home and e-commerce variations, the innovation would enable the scanning of feet by means of a mobile phone video camera and offer the very same info as does the launchpad in the shop. The Invertex Plugin would be included to the shop’s E-commerce sites, allowing them to offer suggestions to clients and help reduce the variety of shoe returns. “A size 8 is not the exact same for all feet, and there are likewise distinctions between the right and left feet,” Bleicher stated. “The 3D measurement helps comprehend the size but also the volume and other criteria of the foot. Fitting shoes is not a science but an art, and with AI we can resolve this.”

The scanning procedure has to be done just once, and the digital content is formed into a personal profile and saved for any subsequent check outs to the website or the shop. Numerous profiles can be saved on the app as well as shared amongst users, the business states on its site. United States firm Real Fit does something similar, offering users the possibility to tailor their shoes purchases. Its innovation understands which brand names best fit consumers by observing how other buyers with the exact same physique purchase or return specific brand names.

The distinction from Real Fit, stated Bleicher, is that Invertex uses a multi-channel method – for inside the shop and for e-commerce, and not simply the e-commerce channel. And Invertex uses 3D imaging combined with AI, he stated, instead of the huge information technique used by Real Fit, which works by comparing physique to others. Invertex has currently a couple of beta clients and pilots in place with smaller sized business. It is also in talks with the majority of the biggest shoes businesses, like Nike and Adidas, about the agile automated testing innovation, Bleicher stated.

“They are all thinking about fixing this issue,” stated Bleicher. “Now that our innovation is practically 100% established, the most significant difficulty will be going to market and release. Our objective is to be in all of the major shoe businesses. We want to be the market need in shoes. Later on we can use this to eyeglasses and clothes.” OurCrowd First basic partner Eduardo Shoval has signed up with the Invertex board. “Invertex was built on the structure of deep-technology and strong copyright, exactly the active ingredients we look for in the business we purchase,” stated Shoval, including that OurCrowd is wanting to assist Invertex “accelerate its go to market stage.”